1085 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1085 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,441 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Mar 2019)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0047`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0047`
Alternative APNs	`106476` `118426` `47890`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Basement Area	1,441 sqft
Unfinished Basement	1,441 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47890
Street Address	1085 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 47
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	47
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	11101

Owner

Source: Madison County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1085 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 30, 2023	Warranty Deed, Transfer · VA Mortgage GO MORTGAGE LLC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Jul 10, 2009 · Amount on Record
Deed Document Number	20192013990257
Deed Book / Page	771 / 518
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jul 7, 2026
Property Address	1085 JD CIR, BEREA, KY 40403-9131
Document Number	0014360491
Book / Page	2481 / 740
Instrument Date	Jun 26, 2026
Instrument	202614360491
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0014360491,
Date	Jul 7, 2026
Book Page	2481/740
Instrument	202614360491

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 30, 2023
Property Address	1085 JD CIR, BEREA, KY 40403-9131
Document Number	00D840/333
Book / Page	D840 / 333
Map Reference	CAB 13 SL 194
Instrument Date	Jun 23, 2023
Instrument	2014154192
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 JD CIR, BEREA, KY 40403-9131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014154194
Date	Jun 30, 2023
Instrument	2014154194

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1085 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2022/280
Date	Feb 12, 2021
Book Page	M2022/280
Instrument	2014029449

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 29, 2019
Property Address	1085 JD CIR, BEREA, KY 40403-9131
Document Number	D00771/518
Book / Page	D00771 / 518
Map Reference	CAB 13 SL 194
Instrument Date	Mar 15, 2019
Instrument	2013990257
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1489 BYBEE LOOP, 1489, WACO, KY 40385-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2013990258
Date	Mar 29, 2019
Instrument	2013990258

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,395.00 (+59.88%)	$254,000 (+64.4%)	$254,000 (+64.4%)
2023	$1,498.00 (-0.33%)	$154,500 (-)	$154,500 (-)
2022	$1,503.00	$154,500	$154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Jd Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures