1064 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1064 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Dec 2020)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0017`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0017`
Alternative APNs	`125311` `88247` `54899`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	343 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	54899
Street Address	1064 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 17
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	17
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1064 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 30, 2020	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 24, 2018	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 19, 2018	Special Master Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2014026833
Deed Book / Page	D00799 / 220
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1064 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01918/080
Date	Feb 12, 2020
Book Page	M01918/080
Instrument	2014007234

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 30, 2020
Property Address	1064 JD CIR, BEREA, KY 40403-9131
Document Number	D00799/220
Book / Page	D00799 / 220
Map Reference	CAB 13 SL 194
Instrument Date	Dec 21, 2020
Instrument	2014026833
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	944 COLUMBIA AVE NW, MASSILLON, OH 44646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014026834
Date	Dec 30, 2020
Instrument	2014026834

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 24, 2018
Property Address	1064 JD CIR, BEREA, KY 40403-9131
Document Number	D00766/102
Book / Page	D00766 / 102
Map Reference	CAB13 SL194
Instrument Date	Oct 19, 2018
Instrument	2013983750
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1064 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2013983751
Date	Oct 24, 2018
Instrument	2013983751

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2018: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	MADISON KY
Recording Date	Sep 19, 2018
Property Address	1064 JD CIR, BEREA, KY 40403-9131
Document Number	D00764/586
Book / Page	D00764 / 586
Map Reference	CAB13 SL194
Instrument Date	Sep 13, 2018
Instrument	2013982102
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+13.51%) Additional exemption filed	$230,000 (+16.75%)	$230,000 (+16.75%)
2023	$1,910.00	$197,000	$197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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