10687 Ben Lomond Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10687 Ben Lomond Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,700 sqft · built 1997
Lot Size	0.328 acres (14,314 sqft)
Owner	Individual Name on Record
Tax Bill	$111 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00091-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00091-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,700 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,314 sqft (0.328 acres)
Lot Dimensions	235 ft deep x 62 ft wide

Location & Zoning

Street Address	10687 BEN LOMOND CV
City	HERNANDO
State	MS
Zip	38632-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC A. LOT 91
Legal Range	09
Legal Township	03
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	91
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10687 BEN LOMOND CV, HERNANDO, MS 38632-4275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 2, 2021	Warranty Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP
Mar 24, 2021	Warranty Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Mar 24, 2021
Deed Document Number	0000976104
Deed Book / Page	976 / 104
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 26, 2021
Property Address	10687 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000976/104
Book / Page	976 / 104
Map Reference	MB 2 PG 29-35
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4131 SHARON DR, 4131, HORN LAKE, MS 38637-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10687 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0005382279
Date	Oct 26, 2021
Instrument	5382/279

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 2, 2021
Property Address	10687 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000947/186
Book / Page	947 / 186
Map Reference	MB 2 PG 29-35
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7700 CLAMSHELL AVE, 7700, OCEAN SPRINGS, MS 39564-7698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 SHARON DR, HORN LAKE, MS 38637-7714

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 24, 2021
Property Address	10687 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000952/259
Book / Page	952 / 259
Map Reference	MB 2 PG 29-35
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7700 CLAMSHELL AVE, 7700, OCEAN SPRINGS, MS 39564-7698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 SHARON DR, HORN LAKE, MS 38637-7714

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$111.00 (-81.25%)	$8,836 (-) Land $1,000 Building $7,836	$88,363 (-) Land $10,000 Building $78,363
2023	$592.00	$8,836	$88,363 Land $10,000 Building $78,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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