10653 Ben Lomond Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10653 Ben Lomond Cv, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 863 sqft · built 1976
Lot Size	0.421 acres (18,357 sqft)
Owner	Individual Name on File
Last Sale	$198,340 (Mar 2026)
Tax Bill	$214 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00094-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00094-00`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	863 sqft Adjusted Area
1st Floor Area	692 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,357 sqft (0.421 acres)
Lot Dimensions	342 ft deep x 60 ft wide

Location & Zoning

Street Address	10653 BEN LOMOND CV
City	HERNANDO
State	MS
Zip	38632-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE O THE HILLS SD SEC A. LOT 94
Legal Range	009
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	94
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-20-01-0-00094-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Oct 31, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Nov 02, 2021	Warranty Deed, Transfer · VA Mortgage EVOLVE BANK & TRUST
Jun 01, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Nov 09, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Oct 31, 2023
Deed Document Number	2026
Deed Book / Page	1026 / 5156
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	5660/101006
Date	Oct 31, 2023
Book Page	5660/101006

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2033

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	5660/100990
Date	Oct 31, 2023
Book Page	5660/100990

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 30, 2026
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	01026/5156
Book / Page	1026 / 5156
Map Reference	MB 2 PG 29-33
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3075 RIVER OAK DR, HERNANDO, MS 38632-8494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0566333008
Date	Mar 30, 2026
Instrument	5663/33008

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 31, 2023
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	1023/20431
Book / Page	1023 / 20431
Map Reference	MB 2 PG 29-33
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 S 1200 E, CLEARFIELD, UT 84015-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 02, 2021
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	0000977/90
Book / Page	977 / 90
Map Reference	MB 2 PG 29-33
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10675 BEN LOMOND CV, HERNANDO, MS 38632-4275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0005388198
Date	Nov 02, 2021
Instrument	5388/198

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 01, 2021
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000959/747
Book / Page	959 / 747
Map Reference	MB 2 PG 29-33
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4086 BRIARWOOD DR, AUGUSTA, GA 30907-2682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0005256382
Date	Jun 01, 2021
Instrument	5256/382

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 09, 2018
Property Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000872/711
Book / Page	0872 / 711
Map Reference	MB 2 PG 29-33
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 W SUNSET POINTE DR, CEDAR CITY, UT 84720-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0004634586
Date	Nov 09, 2018
Instrument	4634/586

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$214.00 (-43.09%)	$4,935 (+32.31%) Land $1,000 Building $3,935	$49,347 (+32.29%) Land $10,000 Building $39,347
2023	$376.00 (+6.21%)	$3,730 (+6.21%)	$37,302 (+6.22%) Land $10,000 Building $27,302
2022	$354.00	$3,512 Land $1,000 Building $2,512	$35,117 Land $10,000 Building $25,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

10653 Ben Lomond Cv, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Ben Lomond Cv

Nearby Streets

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