10641 Ben Lomond Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10641 Ben Lomond Cv, Hernando, MS 38632 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,576 sqft · built 1974
Lot Size	0.519 acres (22,614 sqft)
Owner	2 Individual Names on File
Last Sale	$264,655 (May 2025)
Tax Bill	$361 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00095-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00095-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Adjusted Area
1st Floor Area	1,420 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,614 sqft (0.519 acres)
Lot Dimensions	352 ft deep x 94 ft wide

Location & Zoning

Street Address	10641 BEN LOMOND CV
City	HERNANDO
State	MS
Zip	38632-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE O THE HILLS SD SEC A. LOT 95
Legal Range	009
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	95
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-20-01-0-00095-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10641 BEN LOMOND CV, HERNANDO, MS 38632-4275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Book / Page	1025 / 10047
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10641 BEN LOMOND CV, HERNANDO, MS 38632-4275
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 BEEN LOCMOND, HERNANDO, MS 38632

Mortgage

Document Number	005392/403
Date	Nov 08, 2021
Book Page	5392/403

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10641 BEN LOMOND CV, HERNANDO, MS 38632-4275
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SELECT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004655/058
Date	Dec 21, 2018
Book Page	4655/058

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2029

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 21, 2018
Property Address	10641 BEN LOMOND CV, HERNANDO, MS 38632-4275
Document Number	000876/092
Book / Page	0876 / 092
Map Reference	MB 2 PG 29-33
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 W SUNSET POINTE DR, 2133, CEDAR CITY, UT 84720-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 BEN LOMOND CV, HERNANDO, MS 38632-4275

Mortgage

Document Number	0004655036
Date	Dec 21, 2018
Instrument	4655/036

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$361.00 (+2.27%)	$7,920 (+36.2%) Land $1,000 Building $6,920	$79,203 (+36.21%) Land $10,000 Building $69,203
2023	$353.00	$5,815	$58,146 Land $10,000 Building $48,146

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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