Kalamazoo County property record for 10685 W O Ave, Kalamazoo, MI 49009
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,422 sqft · built 2011 |
| Lot Size | 3.76 acres (163,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,359 (Jun 2016) |
| Tax Bill | $5,714 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-126-012 |
| Primary APN | 09-07-126-012 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 856 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 163,786 sqft (3.76 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10685 W O AVE |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49009-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SEC 7-3-12 N 375 FT E1/2 NWFR1/4 LYING E OF RR ROW EXC E 678FT* **7-93 1993 SPLIT FROM 07-126-011 & 07-126-015* |
| Legal Range | 12 |
| Legal Township | 03 |
| Legal Section | 07 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | TEXAS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3005 |
10685 W O Ave is owned and occupied by two individuals who bought it in June 2016.
Source: Kalamazoo County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10685 W O AVE, KALAMAZOO, MI 49009-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on File |
| Deed Sale | Jun 2, 2016 · Amount on File |
| Prior Sale | Jun 1, 2015 · Amount on File |
| Deed Document Number | 201617981 |
| Prior Transfer Date | May 25, 2016 |
| Prior Transfer Doc | 2016017980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 10685 W O AVE, KALAMAZOO, MI 49009-9664 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020019998 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-019998 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 10685 W O Ave was $5,714 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Texas Charter Township |
| Unified School District | Mattawan Consolidated School (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,000 | $416,000 | |
| 2025 | $5,714.00 Homeowner's exemption | ||
| 2023 | $172,700 | $345,400 | |
| 2019 | $4,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10685 W O Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10685 W O Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile.
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