Kalamazoo County property record for 10127 W O Ave, Kalamazoo, MI 49009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,608 sqft · built 1999 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2013) |
| Tax Bill | $3,839 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-230-031 |
| Primary APN | 09-07-230-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10127 W O AVE |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49009-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LEGAL DESCRIPTION SEC 7-3-12 W 200FT OF E 450FT OF N 500FT NE 1/4* SPLIT FROM 07-230-030 FOR 2000 ROLL WD 1999-028830 6/24/99 |
| Legal Range | 12 |
| Legal Township | 03 |
| Legal Section | 07 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | TEXAS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3005 |
10127 W O Ave is owned and occupied by two individuals who bought it in October 2013.
Source: Kalamazoo County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10127 W O AVE, KALAMAZOO, MI 49009-8436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2018 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on File |
| Deed Sale | Oct 15, 2013 · Amount on File |
| Deed Document Number | 201342622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 10127 W O AVE, KALAMAZOO, MI 49009-8436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2018013467 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 2018-013467 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 10127 W O AVE, KALAMAZOO, MI 49009-8436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020040041 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-040041 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 10127 W O Ave was $3,839 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Texas Charter Township |
| Unified School District | Mattawan Consolidated School (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,700 | $357,400 | |
| 2025 | $3,839.00 Homeowner's exemption | ||
| 2023 | $150,800 | $301,600 | |
| 2019 | $2,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10127 W O Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10127 W O Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T DSL | 25 / 5 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures