10529 W O Ave, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 10529 W O Ave, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,337 sqft · built 1999
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Sep 2017)
Tax Bill	$7,603 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-126-024`

Property Details

APN / Parcel Number

Primary APN	`09-07-126-024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,337 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	86,249 sqft (1.98 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10529 W O AVE
City	KALAMAZOO
State	MI
Zip	49009-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 7-3-12 E 230 FT OF N 375 FT OF NW 1/4***
Legal Range	12
Legal Township	03
Legal Section	07
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	3
Census Block	3026
Census Tract	3005

Owner

10529 W O Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10529 W O AVE, KALAMAZOO, MI 49009-7446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 22, 2017	Warranty Deed, Transfer METRO ADVANTAGE TITLE, METRO ADVANTAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	201731871
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	2005037377
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10529 W O AVE, KALAMAZOO, MI 49009-7446
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007752
Date	Feb 24, 2021
Instrument	2021-007752

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10529 W O AVE, KALAMAZOO, MI 49009-7446
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	METRO ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017028513
Date	Aug 23, 2017
Instrument	2017-028513

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 22, 2017
Property Address	10529 W O AVE, KALAMAZOO, MI 49009-7446
Document Number	2017031871
Instrument Date	Aug 11, 2017
Instrument	2017-031871
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE, METRO ADVANTAGE

Transaction

Amount	Amount on Record
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10529 W O AVE, 10529, KALAMAZOO, MI 49009-7446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WELLINGTON RD, KALAMAZOO, MI 49008-2112

Tax Assessment & Valuation

The 2025 property tax bill for 10529 W O Ave was $7,603 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Mattawan Consolidated School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,700 (+1.77%)	$529,400 (+1.77%)
2025	$7,603.00 Homeowner's exemption	$260,100	$520,200
2023		$227,700	$455,400
2019	$5,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10529 W O Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10529 W O Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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