1024 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1024 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,888 sqft · built 2005
Lot Size	10.7 acres (469,011 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2012)
Tax Bill	$5,156 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-745-0014-001`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0014-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	1,888 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	469,011 sqft (10.7 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1024 COVE RD
City	WALES
State	MI
Zip	48027-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES V/ RES
Legal Description	BEG N 88D 3M W 430' FROM SE COR SEC 20, TH N 88D 3M W 323.03', TH N 0D 9M W 173.82', TH N 88D 5M W 536.92', TH N 0D 0M 0S W
Legal Range	15E
Legal Township	06N
Legal Section	20
Legal Subdivision	SUPERSVISORS GEORGE W KINGS PLAT
Legal Lot Number	8,14
Legal Unit	8,14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2058
Census Tract	652600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 COVE RD, WALES, MI 48027-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage TRI COUNTY BANK
Apr 11, 2022	Deed of Trust, Mortgage TRI COUNTY BANK
Jul 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST TRI-COUNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2012 · Amount on Record
Deed Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	201222707
Deed Book / Page	4295 / 334
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	004087/043
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1024 COVE RD, WALES, MI 48027-2900
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 COVE RD, WALES, MI 48027-2900

Mortgage

Document Number	0005519946
Date	May 10, 2022
Book Page	5519/946
Instrument	2022011767

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1024 COVE RD, WALES, MI 48027-2900
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 COVE RD, WALES, MI 48027-2900

Mortgage

Document Number	0005509418
Date	Apr 11, 2022
Book Page	5509/418
Instrument	2022009311

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 27, 2020
Property Address	1024 COVE RD, WALES, MI 48027-2900
Document Number	0052170472
Book / Page	005217 / 000472
Instrument Date	Jun 22, 2020
Transaction Type	Construction Loan
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1024 COVE RD WALES MI 480272900, WALES, MI 48027-2900

Mortgage

Document Number	52170472
Date	Jul 27, 2020
Book Page	005217/000472

Lender

Name	FIRST TRI-COUNTY BK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,500 (-14.13%)	$463,000 (-14.13%)
2025	$5,156.00 (+10.1%) Homeowner's exemption	$269,600 (+11.73%)
2024	$4,683.00 (+77.72%)		$539,200 (+11.73%)
2023		$241,300
2022	$2,635.00		$482,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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