1043 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1043 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,036 sqft · built 1915
Lot Size	1.61 acres (70,306 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Jul 2019)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-31-745-0019-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0019-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	70,306 sqft (1.61 acres)
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1043 COVE RD
City	WALES
State	MI
Zip	48027-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES.VILLAG
Legal Description	LOT 19 SUPV GEORGE W KING'S PLAT OF LAMBS
Legal Subdivision	GEORGE W KINGS OF GOODELLS
Legal Lot Number	19
Legal Unit	19
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2066
Census Tract	652600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1043 COVE RD, WALES, MI 48027-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 10, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	201913934
Deed Book / Page	5074 / 124
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1043 COVE RD, WALES, MI 48027-2901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 COVE RD, WALES, MI 48027-2901

Mortgage

Document Number	0052510758
Date	Oct 6, 2020
Book Page	5251/758
Instrument	2020024523

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 10, 2019
Property Address	1043 COVE RD, WALES, MI 48027-2901
Document Number	0005074124
Book / Page	5074 / 124
Map Reference	LB 52 PG 21
Instrument Date	Jun 28, 2019
Instrument	2019013934
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,892.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50202 N HORST CT, CHESTERFIELD, MI 48047-4663
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (+9.36%)	$308,600 (+9.36%)
2025	$3,426.00 (+14.01%) Homeowner's exemption	$141,100 (+13.61%)
2024	$3,005.00 (+7.63%)		$282,200 (+13.61%)
2023		$124,200
2022	$2,792.00		$248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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