10675 San Marcos Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10675 San Marcos Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 2016
Lot Size	1.86 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Dec 2022)
Tax Bill	$13,883 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-053-001`

Property Details

APN / Parcel Number

Primary APN	`055-053-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	81,457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	10675 SAN MARCOS RD
City	ATASCADERO
State	CA
Zip	93422-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 40 LT 15A LESS MIN RTS
Legal Subdivision	ATASCADERO COLONY
Legal Block	40
Legal Lot Number	15A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3026
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 9, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 9, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	202247561
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000047562
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 9, 2022
Property Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Document Number	0000047563
Map Reference	MB 3 PG 54
Instrument Date	Nov 30, 2022
Instrument	2022047563
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 9, 2022
Property Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Document Number	0000047562
Map Reference	MB 3 PG 54
Instrument Date	Nov 30, 2022
Instrument	2022047562
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 9, 2022
Property Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Document Number	0000047561
Map Reference	MB 3 PG 54
Instrument Date	Nov 15, 2022
Instrument	2022047561
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211

Mortgage

Document Number	0000047564
Date	Dec 9, 2022
Instrument	2022047564

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	Other
Max Rate	12.1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211

Mortgage

Document Number	0000051573
Date	Jul 21, 2021
Instrument	2021051573

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 7, 2019
Property Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Document Number	0000049719
Map Reference	MB 3 PG 54
Instrument Date	Nov 6, 2019
Instrument	2019049719
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10675 SAN MARCOS RD, ATASCADERO, CA 93422-2211

Mortgage

Document Number	0000049635
Date	Nov 7, 2019
Instrument	2019049635

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,324,119 (+8.32%) Land $424,483 Building $899,636
2025	$13,883.00 (+4.92%) Homeowner's exemption	$1,222,470 (+4.04%) Land $416,160 Building $806,310
2023	$13,232.00 (+112.15%) Homeowner's exemption	$1,175,000 Land $400,000 Building $775,000
2022	$6,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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