10635 San Marcos Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10635 San Marcos Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,141 sqft · built 1986
Lot Size2.6 acres (113,256 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Aug 2014)
Tax Bill$12,137 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN054-311-048

Property Details

APN / Parcel Number

Primary APN054-311-048

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,141 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area113,256 sqft
TerrainBelow Road/Slope
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address10635 SAN MARCOS RD
CityATASCADERO
StateCA
Zip93422-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS ATAS COL BL 40 LT 13
Legal SubdivisionATASCADERO COLONY
Legal Block40
Legal Lot Number13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3026
Census Tract12706

Owner

10635 San Marcos Rd is owned and occupied by an individual who bought it in August 2014.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address10635 SAN MARCOS RD, ATASCADERO, CA 93422-2211
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2014 · Amount on File
Deed SaleAug 22, 2014 · Amount on File
Prior SaleOct 26, 2010 · Amount on File
Deed Document Number201434557
Prior Transfer DateApr 20, 1998
Prior Transfer Doc0000023078
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address10635 SAN MARCOS RD, ATASCADERO, CA 93422-2211
Document Number0000043712
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10635 SAN MARCOS RD ATASCADERO CA 934222211, ATASCADERO, CA 93422-2211

Mortgage

Document Number0000043712
DateOct 18, 2018
Instrument43712
Lender
NameRABOBANK
TypeBank
AddressMORRO BAY, CA 93442
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10635 San Marcos Rd was $12,137 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,091,025 (+2%) Land $429,053 Building $661,972
2025$12,137.00 Homeowner's exemption$1,069,634 Land $420,641 Building $648,993
2023$11,568.00 (+1.27%) Homeowner's exemption$1,028,101 Land $404,308 Building $623,793
2022$11,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10635 San Marcos Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10635 San Marcos Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

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