San Luis Obispo County property record for 10665 San Marcos Rd, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,583 sqft · built 1981 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Mar 2026) |
| Tax Bill | $9,378 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-053-002 |
| Primary APN | 055-053-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,583 sqft Living Area |
| 1st Floor Area | 2,583 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Lot Area | 90,605 sqft |
| Terrain | Below Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 10665 SAN MARCOS RD |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | CY ATAS ATAS COL BL 40 LT 15 |
| Legal Subdivision | ATASCADERO COLONY |
| Legal Block | 40 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 12706 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5470 OLMEDA AVE, ATASCADERO, CA 93422-3330 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE HOME LOANS |
| Mar 13, 2026 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 4, 2020 | Grant Deed, Transfer · Conventional Mortgage NATIONWIDE HOME LOANS |
| Sep 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2020 · Amount on Record |
| Deed Document Number | 20267519 |
| Prior Transfer Date | Feb 5, 2014 |
| Prior Transfer Doc | 0000005899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Document Number | 0000027264 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021027264 |
| Name | NATIONWIDE HOME LOANS |
|---|---|
| Type | Non-Lending Institution |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 13, 2026 |
| Property Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Document Number | 0000007519 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026007519 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5470 OLMEDA AVE, ATASCADERO, CA 93422-3330 |
| Document Number | 0000007520 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026007520 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 4, 2020 |
| Property Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Document Number | 0000048109 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020048109 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Document Number | 0000048110 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020048110 |
| Name | NATIONWIDE HOME LOANS |
|---|---|
| Type | Non-Lending Institution |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 10665 SAN MARCOS RD, ATASCADERO, CA 93422-2211 |
| Document Number | 0000038116 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10665 SAN MARCOS RD ATASCADERO CA 934222211, ATASCADERO, CA 93422-2211 |
| Document Number | 0000038116 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 38116 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $844,618 (+2%) Land $303,621 Building $540,997 | |
| 2025 | $9,378.00 (+4.86%) Homeowner's exemption | $828,058 (+4.04%) Land $297,668 Building $530,390 |
| 2024 | $8,943.00 (+0.07%) | |
| 2023 | $8,937.00 (+1.27%) Homeowner's exemption | $795,906 Land $286,110 Building $509,796 |
| 2022 | $8,825.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
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