10669 Prospect St, Gowanda, NY 14070 Property Records

Cattaraugus County and Perrysburg Town property record for 10669 Prospect St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1962
Lot Size	0.314 acres (13,700 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Nov 2025)
Tax Bill	$1,835 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2019 Sale
APN	`047000 8.082-1-6`

Property Details

APN / Parcel Number

Primary APN	`047000 8.082-1-6`
Alternative APNs	`04708900808200010060000000` `0509`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,700 sqft (0.314 acres)
Lot Dimensions	274 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0509
Street Address	10669 PROSPECT ST
City	GOWANDA
State	NY
Zip	14070-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR72
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERRYSBURG
Census Block Group	3
Census Block	3050
Census Tract	960400

Owner

Source: Cattaraugus County and Perrysburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10669 PROSPECT ST, GOWANDA, NY 14070-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Jan 7, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	202512743
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Nov 10, 2025
Property Address	10669 PROSPECT ST, GOWANDA, NY 14070-1316
Document Number	0000012743
Instrument Date	Nov 4, 2025
Instrument	202512743
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012744
Date	Nov 10, 2025
Instrument	202512744

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jan 7, 2019
Property Address	10669 PROSPECT ST, GOWANDA, NY 14070-1316
Document Number	0309423002
Book / Page	030942 / 003002
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10669 PROSPECT ST GOWANDA NY 140701316, GOWANDA, NY 14070-1316

Tax Assessment & Valuation

Source: Cattaraugus County and Perrysburg Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Perrysburg Town
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,835.00 (-0.81%)
2025	$1,850.00 (-8.78%)	$76,500 (-) Land $5,700 Building $70,800	$76,500 (-) Land $5,700 Building $70,800
2024	$2,028.00	$76,500 (+8.05%) Land $5,700 Building $70,800	$76,500 (+8.05%) Land $5,700 Building $70,800
2023		$70,800 Land $5,700 Building $65,100	$70,800 Land $5,700 Building $65,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Armstrong.

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