Cattaraugus County and Perrysburg Town property record for 10659 Prospect St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 1920 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 2023) |
| Tax Bill | $2,281 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| APN | 047000 8.082-1-8 |
| Primary APN | 047000 8.082-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 632 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 418 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0915 |
|---|---|
| Street Address | 10659 PROSPECT ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR72 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERRYSBURG |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 960400 |
Source: Cattaraugus County and Perrysburg Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10659 PROSPECT ST, GOWANDA, NY 14070-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Prior Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 20238240 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 0234025001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | May 24, 2023 |
| Property Address | 10659 PROSPECT ST, GOWANDA, NY 14070-1316 |
| Document Number | 0000008240 |
| Instrument Date | May 22, 2023 |
| Instrument | 202308240 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11851 BURING SPRING RD, VERSAILLES, NY 14168 |
| Document Number | 0000008241 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 202308241 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000008242 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 202308242 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cattaraugus County and Perrysburg Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Perrysburg Town |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,281.00 (-0.78%) | ||
| 2025 | $2,299.00 (-3.4%) | $97,200 (+8%) Land $4,600 Building $92,600 | $97,200 (+8%) Land $4,600 Building $92,600 |
| 2024 | $2,380.00 (-11.46%) | ||
| 2023 | $2,688.00 | $90,000 (+157.14%) Land $4,600 Building $85,400 | $90,000 (+28.57%) Land $4,600 Building $85,400 |
| 2022 | $35,000 Land $2,300 Building $32,700 | $70,000 Land $4,600 Building $65,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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