10675 Prospect St, Gowanda, NY 14070 Property Records

Cattaraugus County and Perrysburg Town property record for 10675 Prospect St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1960
Lot Size	0.683 acres (29,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Sep 2024)
Tax Bill	$2,427 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale & Mortgage
APN	`047000 8.082-1-4`

Property Details

APN / Parcel Number

Primary APN	`047000 8.082-1-4`
Alternative APNs	`04708900808200010040000000` `0092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	29,760 sqft (0.683 acres)
Lot Dimensions	372 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0092
Street Address	10675 PROSPECT ST
City	GOWANDA
State	NY
Zip	14070-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR72
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERRYSBURG
Census Block Group	3
Census Block	3050
Census Tract	960400

Owner

Source: Cattaraugus County and Perrysburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 ERIE AVE, GOWANDA, NY 14070-1212
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FmHA Mortgage QUICKEN LOANS INC
Mar 12, 2021	Warranty Deed, Transfer · FmHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2024202410817
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	10675 PROSPECT ST, GOWANDA, NY 14070-9601
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002727
Date	Mar 12, 2021
Instrument	202102727

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Mar 12, 2021
Property Address	10675 PROSPECT ST, GOWANDA, NY 14070-9601
Document Number	202102726
Instrument Date	Mar 9, 2021
Instrument	202102726
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10675 PROSPECT ST, GOWANDA, NY 14070-9601

Mortgage

Document Number	202102727
Date	Mar 12, 2021
Instrument	202102727

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cattaraugus County and Perrysburg Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Perrysburg Town
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,427.00 (-0.78%)
2025	$2,446.00 (-3.47%)	$104,000 (+8%) Land $8,200 Building $95,800	$104,000 (+8%) Land $8,200 Building $95,800
2024	$2,534.00
2023		$96,300 Land $8,200 Building $88,100	$96,300 Land $8,200 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Armstrong.

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