1066 Wermeling Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1066 Wermeling Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,052 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$98,050 (Oct 2012)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-241.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-241.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,052 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1066 WERMELING LN
City	ERLANGER
State	KY
Zip	41018-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 10 LOT 241
Legal Subdivision	RIPPLE CREEK II
Legal Phase	10
Legal Lot Number	241
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

1066 Wermeling Ln is owned and occupied by an individual who bought it in October 2012.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1066 WERMELING LN, ERLANGER, KY 41018-1879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2012 · Amount on File
Deed Sale	Oct 17, 2012 · Amount on File
Prior Sale	Oct 5, 2006 · Amount on File
Deed Document Number	201210 17 059 00292
Deed Book / Page	4979 / 211
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1066 WERMELING LN, ELSMERE, KY 41018-1879
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 WERMELING LN, ELSMERE, KY 41018-1879

Mortgage

Document Number	0005900004
Date	Nov 5, 2021
Book Page	296/777
Instrument	21110505900004

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Sep 21, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1066 WERMELING LN, ELSMERE, KY 41018-1879
Document Number	0000000026
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 WERMELING LN ELSMERE KY 410181879, ELSMERE, KY 41018-1879

Mortgage

Document Number	0000000026
Date	Oct 23, 2018
Book Page	0C6529/000215
Instrument	26

Lender

Name	PNC BK
Type	Bank
Address	NEWPORT, KY 41071

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1066 Wermeling Ln was $2,737.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,200 (-) Land $25,000 Building $155,200	$180,200 (-) Land $25,000 Building $155,200
2025	$2,737.00	$180,200 Land $25,000 Building $155,200	$180,200 Land $25,000 Building $155,200
2023	$2,701.00	$180,200 Land $25,000 Building $155,200	$180,200 Land $25,000 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1066 Wermeling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1066 Wermeling Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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