Kenton County property record for 1059 Wermeling Ln, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 996 sqft · built 1999 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Jan 2022) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-02-252.00 |
| Primary APN | 016-10-02-252.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 996 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1059 WERMELING LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II SEC 10 LOT 252 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 10 |
| Legal Lot Number | 252 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 65600 |
1059 Wermeling Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1059 WERMELING LN, ERLANGER, KY 41018-1883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on File |
| Deed Sale | Jan 21, 2022 · Amount on File |
| Prior Sale | Sep 7, 2016 · Amount on File |
| Deed Document Number | 202201212 |
| Deed Book / Page | 143 / 909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 21, 2022 |
| Property Address | 1059 WERMELING LN, ELSMERE, KY 41018-1883 |
| Document Number | 0005900002 |
| Book / Page | 143 / 909 |
| Map Reference | PL 1831 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 22012105900002 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2212 JOYCE AVE, NEWPORT, KY 41071-2608 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1059 WERMELING LN, ELSMERE, KY 41018-1883 |
| Document Number | 0005900003 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 22012105900003 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 1059 Wermeling Ln was $3,159.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,000 (-) Land $25,000 Building $183,000 | $208,000 (-) Land $25,000 Building $183,000 | |
| 2025 | $3,159.00 | $208,000 Land $25,000 Building $183,000 | $208,000 Land $25,000 Building $183,000 |
| 2023 | $3,117.00 | $208,000 Land $25,000 Building $183,000 | $208,000 Land $25,000 Building $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1059 Wermeling Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1059 Wermeling Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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