Kenton County property record for 1046 Wermeling Ln, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,028 sqft · built 2010 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $207,200 (Oct 2022) |
| Tax Bill | $3,147 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-02-372.00 |
| Primary APN | 016-10-02-372.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,028 sqft Finished Area |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0161002372.00 |
|---|---|
| Street Address | 1046 WERMELING LN |
| City | ELSMERE |
| State | KY |
| Zip | 41018-1879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II ADDITION SEC 13 LOT 372 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 13 |
| Legal Lot Number | 372 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 65600 |
Source: Kenton County records · APN 016-10-02-372.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Commercial Mortgage US BANK TRUST CO NA |
| Jan 04, 2024 | Intrafamily Transfer, Transfer |
| Jan 06, 2023 | Intrafamily Transfer, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Oct 18, 2022 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Apr 30, 2020 | Grant Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Jan 22, 2020 | Warranty Deed, Transfer · Conventional with PMI PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Jan 06, 2023 |
| Deed Document Number | 0005900196 |
| Deed Book / Page | KC 195 / 737 |
| Last Transfer Date | Jan 04, 2024 |
| Transfer Doc | 0005900001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 300 CRESCENT CT 700, 700, DALLAS, TX 75201-7849 |
| Document Number | 0005900081 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | KCM 709/335 |
| Instrument | 25112105900081 |
| Name | US BANK TRUST CO NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 17, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 04, 2024 |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Document Number | 0005900001 |
| Book / Page | KC 264 / 47 |
| Map Reference | SL 2073 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 24010405900001 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Name | Verified Name |
|---|---|
| Address | 3500B PARK CENTER DR # 100, 100, DAYTON, OH 45414-2573 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 06, 2023 |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Document Number | 0005900157 |
| Book / Page | 208 / 219 |
| Map Reference | SL 2073 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 23010605900157 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR, DAYTON, OH 45414-2696 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 18, 2022 |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Document Number | 0005900196 |
| Book / Page | KC 195 / 737 |
| Map Reference | SL 2073 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 22101805900196 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4792 PADDOCK XING, 4792, BATAVIA, OH 45103-1745 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR, DAYTON, OH 45414-2696 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 30, 2020 |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Document Number | 0000000096 |
| Book / Page | 000018 / 000995 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1046 WERMELING LN ELSMERE KY 410181879, ELSMERE, KY 41018-1879 |
| Document Number | 97 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 000M39/000048 |
| Instrument | 97 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 22, 2020 |
| Property Address | 1046 WERMELING LN, ELSMERE, KY 41018-1879 |
| Document Number | 0000000139 |
| Book / Page | 000003 / 000535 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 139 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1046 WERMELING LN ERLANGER KY 410181879, ERLANGER, KY 41018-1879 |
| Document Number | 140 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 0000M5/000473 |
| Instrument | 140 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,147.00 (+1.35%) | $207,200 (-) Land $25,000 Building $182,200 | $207,200 (-) Land $25,000 Building $182,200 |
| 2023 | $3,105.00 | $207,200 Land $25,000 Building $182,200 | $207,200 Land $25,000 Building $182,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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