1066 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1066 Shadowridge Dr, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$189,900 (Sep 2023)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Sep 2023 Sale Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-155.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-155.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	924 sqft Finished Area
Gross Area	1,044 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1066 SHADOWRIDGE DR
City	ELSMERE
State	KY
Zip	41018-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 6 LOT 155
Legal Subdivision	RIPPLE CREEK II
Legal Phase	6
Legal Lot Number	155
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1364, MASSILLON, OH 44648-1364
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer
Oct 12, 2021	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	2023148
Deed Book / Page	248 / 720
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0000000062
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 27, 2023
Property Address	1066 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number	0005900148
Book / Page	KC 248 / 720
Map Reference	PL 1776
Instrument Date	Sep 13, 2023
Instrument	23092705900148
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1624 LINCOLN WAY E, MASSILLON, OH 44646-6967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 LINCOLN WAY E, MASSILLON, OH 44646-6967

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 12, 2021
Property Address	1066 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number	0005900143
Book / Page	123 / 213
Map Reference	PL 1776
Instrument Date	Sep 15, 2021
Instrument	21101205900143
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	CROWN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1066 SHADOWRIDGE DR, 1066, ELSMERE, KY 41018-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SHADOWRIDGE DR, ELSMERE, KY 41018-4019

Mortgage

Document Number	0005900144
Date	Oct 12, 2021
Book Page	283/809
Instrument	21101205900144

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2018
Property Address	1066 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number	0000000062
Book / Page	0C6464 / 000159
Instrument Date	Jul 13, 2018
Instrument	62
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$128.50
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 KELLEYTOWN RD HARTSVILLE SC 295504835, HARTSVILLE, SC 29550-4835

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2018
Property Address	1066 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number	0000000063
Book / Page	0C6464 / 000163
Instrument Date	Jul 6, 2018
Instrument	63
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	AGILITY CLOSING AND TITLE SERVICES I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SHADOWRIDGE DR ELSMERE KY 410184019, ELSMERE, KY 41018-4019

Mortgage

Document Number	64
Date	Jul 30, 2018
Book Page	0C6464/000166
Instrument	64

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (-) Land $25,000 Building $164,900	$189,900 (-) Land $25,000 Building $164,900
2025	$2,884.00 (+1.34%)	$189,900 (-) Land $25,000 Building $164,900	$189,900 (-) Land $25,000 Building $164,900
2023	$2,846.00 (-8.93%)	$189,900 (-) Land $25,000 Building $164,900	$189,900 (-) Land $25,000 Building $164,900
2022	$3,125.00	$189,900 Land $25,000 Building $164,900	$189,900 Land $25,000 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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