1057 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1057 Shadowridge Dr, Elsmere, KY 41018 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 922 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-168.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-168.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	922 sqft Finished Area
Gross Area	1,066 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1057 SHADOWRIDGE DR
City	ELSMERE
State	KY
Zip	41018-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 6 LOT 168
Legal Subdivision	RIPPLE CREEK II
Legal Phase	6
Legal Lot Number	168
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

Source: Kenton County records · APN 016-10-02-168.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1057 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20215900281
Deed Book / Page	138 / 494
Prior Transfer Date	Aug 04, 2020
Prior Transfer Doc	0000000029
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1057 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900096
Date	Nov 12, 2021
Book Page	300/601
Instrument	21111205900096

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 01, 2022

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 22, 2021
Property Address	1057 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0005900281
Book / Page	138 / 494
Map Reference	PL 1776
Instrument Date	Dec 17, 2021
Instrument	21122205900281
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8298 WOODCREEK DR, FLORENCE, KY 41042-8297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 SHADOWRIDGE DR, ELSMERE, KY 41018-4020

Mortgage

Document Number	0005900282
Date	Dec 22, 2021
Instrument	21122205900282

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 11, 2020
Property Address	1057 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Document Number	0000000029
Book / Page	000036 / 000447
Instrument Date	Aug 04, 2020
Instrument	29
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1057 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (+1.33%)	$205,000 (-) Land $25,000 Building $180,000	$205,000 (-) Land $25,000 Building $180,000
2023	$3,072.00	$205,000 Land $25,000 Building $180,000	$205,000 Land $25,000 Building $180,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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