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1065 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1065 Shadowridge Dr, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1997
Lot Size0.139 acres (6,098 sqft)
OwnerOwner Name on File
Last Sale$75,550 (Aug 2012)
Tax Bill$2,737 (2025)
Deeds & MortgagesMay 2022 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN016-10-02-166.00

Property Details

APN / Parcel Number

Primary APN016-10-02-166.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area924 sqft Finished Area
Gross Area1,044 sqft

Exterior

Year BuiltBuilt 1997
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0161002166.00
Street Address1065 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 6 LOT 166
Legal SubdivisionRIPPLE CREEK II
Legal Phase6
Legal Lot Number166
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-166.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1530 AMSTERDAM RD, FT WRIGHT, KY 41011-1900

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage
WESBANCO BANK INC
Dec 08, 2017Grant Deed, Mortgage
UNITED BK & CAP TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2012 · Amount on Record
Deed SaleAug 29, 2012 · Amount on Record
Prior SaleSep 12, 2002 · Amount on Record
Deed Document Number0004936186
Deed Book / Page4936 / 186
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1065 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900002
DateMay 09, 2022
Book Page368/750
Instrument22050905900002
Lender
NameWESBANCO BANK INC
TypeBank
AddressNEWPORT, KY 41071
Agreement
AmountAmount Recorded
Term84 Months
DueMay 06, 2029

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 08, 2017
Property Address1065 SHADOWRIDGE DR, ELSMERE, KY 41018-4020
Book / Page0C6312 / 000287
Instrument DateDec 08, 2017
Instrument131
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900
InvestorPossibly a Property Investor

Mortgage

Document Number0000000131
DateDec 08, 2017
Book Page0C6312/000287
Instrument131
Lender
NameUNITED BK & CAP TR CO
Address125 W MAIN ST, FRANKFORT, KY 40601-2807
Agreement
AmountAmount Recorded
Term120 Months
DueDec 07, 2027

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00 (+1.33%)$180,200 (-) Land $25,000 Building $155,200$180,200 (-) Land $25,000 Building $155,200
2023$2,701.00$180,200 Land $25,000 Building $155,200$180,200 Land $25,000 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 427 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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