10654 Prospect St, Gowanda, NY 14070 Property Records

Cattaraugus County and Perrysburg Town property record for 10654 Prospect St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,672 sqft · built 1950
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on Record
Tax Bill$2,638 (2026)
APN047000 8.074-1-6

Property Details

APN / Parcel Number

Primary APN047000 8.074-1-6
Alternative APNs
  • 04708900807400010060000000
  • 0168

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,672 sqft Living Area
1st Floor Area1,115 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number0168
Street Address10654 PROSPECT ST
CityGOWANDA
StateNY
Zip14070-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR72
Legal Block1
Legal Lot Number6.000
JurisdictionCATTARAUGUS NY
Township / Civil DivisionPERRYSBURG
Census Block Group3
Census Block3051
Census Tract960400

Owner

Source: Cattaraugus County and Perrysburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10654 PROSPECT ST, GOWANDA, NY 14070-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cattaraugus County and Perrysburg Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionPerrysburg Town
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,638.00 (+126.63%) Homeowner's exemption Senior Citizen's exemption
2025$1,164.00 (+1.57%) Homeowner's exemption Senior Citizen's exemption$152,900 (+7.98%) Land $7,900 Building $145,000$152,900 (+7.98%) Land $7,900 Building $145,000
2024$1,146.00
2023$141,600 Land $7,900 Building $133,700$141,600 Land $7,900 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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