10656 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10656 Otter Key Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,656 sqft Living Area
Lot Size	6,037 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$488,600 (2021)
Tax Bill	$6,195.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-37000.2630`
Alternative APNs	`252646E2370002630` `10575743`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,656 sqft Living Area
Gross Area	3,707 sqft Gross Area
1st Floor	1,861 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch Style
Exterior Material	Concrete Block Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	6,037 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	571 sqft Garage
Pool Area	1 sqft Pool
Patio Area	515 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	10575743
Street Address	10656 OTTER KEY LN
City	ESTERO
State	FL
Zip	33928-4047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TIDEWATER PH 2 AS DESC IN INST# 2016000151991 LOT 263
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	263
Jurisdiction	LEE FL
Minor Civil Division	LEHIGH ACRES
Census Blockgroup	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records · APN 26-46-25-E2-37000.2630

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10656 OTTER KEY LN, ESTERO, FL 33928-4047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Deed Doc Number	2021283536
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 26, 2021
Property Address	10656 OTTER KEY LN, ESTERO, FL 33928-4047
Document Number	0000283536
Map Reference	DOC 2016000151991
Instrument Date	Aug 16, 2021
Instrument	2021000283536
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10656 OTTER KEY LN, ESTERO, FL 33928-4047

Mortgage

Document Number	0000283537
Date	Aug 26, 2021
Instrument	2021000283537

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,195.00 (+6.57%) Homeowner's exemption	$487,853 (+5.99%)	$550,308 (+19.56%) Land $93,670 Building $456,638
2023	$5,813.00 (-3.53%) Homeowner's exemption	$460,295 (-0.86%) Land $69,319 Building $390,976	$460,295 (-0.86%) Land $69,319 Building $390,976
2022	$6,026.00 Homeowner's exemption	$464,291 Land $73,800 Building $390,491	$464,291 Land $73,800 Building $390,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.