10641 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10641 Otter Key Ln, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,844 sqft Living Area
Lot Size6,708 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2025)
Tax Bill$6,768.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-46-25-E2-37000.2880
Alternative APNs
  • 252646E2370002880
  • 10575746

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,844 sqft Living Area
Gross Area3,475 sqft Gross Area
1st Floor1,804 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area6,708 sqft (0.154 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area422 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area648 sqft Patio
Porch Area209 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10575746
Street Address10641 OTTER KEY LN
CityESTERO
StateFL
Zip33928-4048
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTIDEWATER PH 2 AS DESC IN INST# 2016000151991 LOT 288
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER PH 2
Legal Phase2
Legal Block1
Legal Lot Number288
JurisdictionLEE FL
Minor Civil DivisionLEHIGH ACRES
Census Blockgroup1
Census Block1005
Census Tract40118

Owner

Source: Lee County records · APN 26-46-25-E2-37000.2880

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10641 OTTER KEY LN, ESTERO, FL 33928-4048
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
A & N MORTGAGE SERVICES INC
Feb 16, 2023Warranty Deed, Transfer
ASSET TITLE COMPANY, ASSURED TITLE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleFeb 16, 2023 · Amount on Record
Deed Doc Number2025314071
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 26, 2025
Property Address10641 OTTER KEY LN, ESTERO, FL 33928-4048
Document Number0000314071
Map ReferenceDOC 2016000151991
Instrument DateNov 12, 2025
Instrument2025000314071
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9097 CHERRY OAKS TRL APT 102, 102, NAPLES, FL 34114-0801

Transferred To (Grantee/Buyer)

NameVerified Name
Address10641 OTTER KEY LN, ESTERO, FL 33928-4048

Mortgage

Document Number0000314072
DateNov 26, 2025
Instrument2025000314072
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 16, 2023
Property Address10641 OTTER KEY LN, ESTERO, FL 33928-4048
Document Number0000060647
Map ReferenceDOC 2016000151991
Instrument DateFeb 16, 2023
Instrument2023000060647
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyASSET TITLE COMPANY, ASSURED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$4,690.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address37 BLUEBERRY PATH, YARMOUTH PORT, MA 02675-1476

Transferred To (Grantee/Buyer)

NameVerified Name
Address10641 OTTER KEY LN, ESTERO, FL 33928-4048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,768.00 (-10.35%)$491,681 (-11.42%) Land $93,670 Building $398,011$491,681 (-11.42%) Land $93,670 Building $398,011
2024$7,549.00 (+25.34%)$555,074 (+18.15%) Land $89,578 Building $465,496$555,074 (+18.15%) Land $89,578 Building $465,496
2023$6,023.00 (+8.78%)$469,803 (+10.32%) Land $77,060 Building $392,743$469,803 (+10.32%) Land $77,060 Building $392,743
2022$5,537.00$425,866 Land $73,800 Building $352,066$425,866 Land $73,800 Building $352,066

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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