Lee County property record for 10633 Otter Key Ln, Estero, FL 33928 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,794 sqft · built 2017 |
| Lot Size | 0.211 acres (9,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $985,000 (May 2024) |
| Tax Bill | $9,532 (2025) |
| Deeds & Mortgages | May 2024 Sale Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 26-46-25-E2-37000.2900 |
| Primary APN | 26-46-25-E2-37000.2900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,794 sqft Living Area |
| Gross Area | 4,781 sqft |
| 1st Floor Area | 2,522 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,187 sqft (0.211 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 343 sqft |
| Patio Area | 880 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10575748 |
|---|---|
| Street Address | 10633 OTTER KEY LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIDEWATER PH 2 AS DESC IN INST# 2016000151991 LOT 290 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 26 |
| Legal Subdivision | TIDEWATER PH 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 290 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40118 |
Source: Lee County records · APN 26-46-25-E2-37000.2900
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 09, 2024 | Warranty Deed, Transfer BONITA TITLE INC |
| Apr 03, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 26, 2017 | Warranty Deed, Subdivision Related Transfer QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2024 · Amount on Record |
| Deed Sale | May 09, 2024 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Document Number | 2024133475 |
| Prior Transfer Date | Mar 27, 2020 |
| Prior Transfer Doc | 0000083326 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 09, 2024 |
| Property Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Number | 0000133475 |
| Map Reference | DOC 2016000151991 |
| Instrument Date | May 08, 2024 |
| Instrument | 2024000133475 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | BONITA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20126 TAVERNIER DR, ESTERO, FL 33928-4041 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 03, 2020 |
| Property Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Number | 0000083326 |
| Map Reference | DOC 2016000151991 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020000083326 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | PREMIER LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Number | 0000083327 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 2020000083327 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Number | 0000048231 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 48231 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10633 OTTER KEY LN ESTERO FL 339284048, ESTERO, FL 33928-4048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Dec 26, 2017 |
| Property Address | 10633 OTTER KEY LN, ESTERO, FL 33928-4048 |
| Document Number | 0000268086 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 268086 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,277.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10633 OTTER KEY LN ESTERO FL 339284048, ESTERO, FL 33928-4048 |
| Document Number | 268087 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 268087 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,532.00 (+53.4%) | $703,922 (+43.39%) Land $116,280 Building $587,642 | $703,922 (-0.47%) Land $116,280 Building $587,642 |
| 2023 | $6,214.00 (+0.42%) Homeowner's exemption | $490,930 (+3%) | $707,217 (+22.59%) Land $120,328 Building $586,889 |
| 2022 | $6,188.00 Homeowner's exemption | $476,631 | $576,888 Land $99,900 Building $476,988 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (1988–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
May also be available at this address: Verizon, Xfinity, Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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