10615 Ward Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 10615 Ward Rd, Dunkirk, MD 20754 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,567 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jul 2015)
Tax Bill	$5,698 (2023)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-013677`

Property Details

APN / Parcel Number

Primary APN	`03-013677`
Alternative APNs	`3013677` `013677`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,567 sqft Total Area
1st Floor Area	1,379 sqft
Basement Area	144 sqft
Finished Basement	1,009 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,281 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	180 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	013677
Old Parcel Number	3013677
Street Address	10615 WARD RD
City	DUNKIRK
State	MD
Zip	20754-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC 10615 WARD RD DUNKIRK
Legal Subdivision	DUNKIRK WOODS SUB
Legal Lot Number	210
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860103

Owner

Source: Calvert County records · APN 03-013677

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10615 WARD RD, DUNKIRK, MD 20754-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2015 · Amount on Record
Deed Sale	Jul 13, 2015 · Amount on Record
Prior Sale	Sep 17, 2008 · Amount on Record
Deed Document Number	160026
Deed Book / Page	4600 / 118
Record Updated	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10615 WARD RD, DUNKIRK, MD 20754-9728
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055660464
Date	Apr 15, 2020
Book Page	5566/464

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,698.00 Homeowner's exemption	$548,467	$643,600 Land $176,000 Building $467,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.