1065 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1065 McCay Ave, Mobile, AL 36609

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,517 sqft · built 1983
Owner2 Individual Names on Record
Last Sale$67,000 (Dec 1983)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022808283000024015

Property Details

APN / Parcel Number

Primary APNR022808283000024015
Alternative APNs
  • 28 08 28 3 000 024.015
  • 01858751
  • 1858751

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,517 sqft Living Area
1st Floor Area999 sqft
Upper Floors Area518 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
PorchEnclosed Porch
Porch Area268 sqft
Deck Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1858751
Old Parcel NumberR022808283000024015
Street Address1065 MCCAY AVE
CityMOBILE
StateAL
Zip36609-5141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 84 PINEHURST DELANEYS ADD TO SPRINGHILL DBK 138 N S P 118-122 #SEC 28 T4S R2W #MP28 08 28 3 000
Legal Range02W
Legal Township04S
Legal Section28
Legal SubdivisionPINEHURST DELANEYS ADD
Legal Block84
Legal Lot Number11
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group3
Census Block3013
Census Tract3704

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1065 MCCAY AVE, MOBILE, AL 36609-5141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1983 · Amount on Record
Deed SaleDec 1, 1983 · Amount on Record
Deed Document NumberWD2559-662
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address1065 MCCAY AVE, MOBILE, AL 36609-5141
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1065 MCCAY AVE, MOBILE, AL 36609-5141

Mortgage

Document Number0000034189
DateJun 5, 2023
Instrument2023034189
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$16,180 (+12.99%) Land $3,000 Building $13,180$161,800 (+12.99%) Land $30,000 Building $131,800
2023Additional exemption filed$14,320 Land $3,000 Building $11,320$143,200 Land $30,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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