1060 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1060 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1993
Lot Size	0.166 acres (7,249 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2021)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022808283000023007`

Property Details

APN / Parcel Number

Primary APN	`R022808283000023007`
Alternative APNs	`28 08 28 3 000 023.007` `01849414` `1849414`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	959 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,249 sqft (0.166 acres)
Porch	Patio
Porch Area	436 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1849414
Street Address	1060 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 83 PINEHURST DELANEYS ADD TO SPRINGHILL DBK 138 PGS 118-122 #SEC 28 T4S R2W #MP28 08 28 3 000
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	83
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3027
Census Tract	3704

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1060 MCCAY AVE, MOBILE, AL 36609-5140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA CENTRAL CU
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage CONSUMER FIRST MORTGAGE INC
Aug 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Oct 4, 1999
Deed Document Number	202155557
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	0000049696
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1060 MCCAY AVE, MOBILE, AL 36609-5140
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 MCCAY AVE, MOBILE, AL 36609-5140

Mortgage

Document Number	0000049783
Date	Aug 16, 2023
Instrument	2023049783

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1060 MCCAY AVE, MOBILE, AL 36609-5140
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001727
Date	Jan 10, 2020
Instrument	2020001727

Lender

Name	ALABAMA CENTRAL CU
Type	Credit Union
Address	BIRMINGHAM, AL 35222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 25, 2034

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 25, 2021
Property Address	1060 MCCAY AVE, MOBILE, AL 36609-5140
Document Number	0000055557
Map Reference	MB 138 PG 118
Instrument Date	Aug 12, 2021
Instrument	2021055557
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 VERLONA DR W, MOBILE, AL 36609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 MCCAY AVE, MOBILE, AL 36609-5140

Mortgage

Document Number	0000055558
Date	Aug 25, 2021
Instrument	2021055558

Lender

Name	CONSUMER FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 23, 2019
Property Address	1060 MCCAY AVE, MOBILE, AL 36609-5140
Document Number	0000049696
Instrument Date	Aug 19, 2019
Instrument	49696
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$64.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 MCCAY AVE MOBILE AL 366095140, MOBILE, AL 36609-5140

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+2.99%) Homeowner's exemption	$17,160 (+2.94%) Land $3,000 Building $14,160	$171,600 (+2.94%) Land $30,000 Building $141,600
2024	$1,002.00 (+4.92%) Homeowner's exemption	$16,670 (+4.58%) Land $3,000 Building $13,670	$166,700 (+4.58%) Land $30,000 Building $136,700
2023	$955.00 (+1.81%) Homeowner's exemption	$15,940 (+1.66%) Land $3,000 Building $12,940	$159,400 (+1.66%) Land $30,000 Building $129,400
2022	$938.00 Homeowner's exemption	$15,680 Land $3,000 Building $12,680	$156,800 Land $30,000 Building $126,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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