1063 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1063 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1983
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on Record
Last Sale	$90,500 (May 2026)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022808283000024`

Property Details

APN / Parcel Number

Primary APN	`R022808283000024`
Alternative APNs	`28 08 28 3 000 024.XXX` `00585316` `585316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,654 sqft Living Area
1st Floor Area	1,010 sqft
Upper Floors Area	644 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2008
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,292 sqft (0.167 acres)
Porch	Slab
Porch Area	195 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	585316
Street Address	1063 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 84 PINEHURST DBK 138 PGS 118-121 LESS & EXCEPT 5 FOOT WIDE STRIP ACROSS EXTREME WLY PORTION THEREOF #SEC 28 T4S
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	84
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3013
Census Tract	3704

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1063 MCCAY AVE, MOBILE, AL 36609-5141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202626037
Prior Transfer Date	Apr 15, 2002
Prior Transfer Doc	0000029597
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	May 8, 2026
Property Address	1063 MCCAY AVE, MOBILE, AL 36609-5141
Document Number	0000026037
Instrument Date	May 4, 2026
Instrument	202626037
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$9,140.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 MCCAY AVE, MOBILE, AL 36609-5141

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 27, 2021
Property Address	1063 MCCAY AVE, MOBILE, AL 36609-5141
Document Number	0000084163
Map Reference	MB 138 PG 118-121
Instrument Date	Dec 8, 2021
Instrument	2021084163
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8141 HYNDS SPRINGS LN, 8141, JONESBORO, GA 30238-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1063 MCCAY AVE, MOBILE, AL 36609-5141

Mortgage

Document Number	0000084164
Date	Dec 27, 2021
Instrument	2021084164

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00 (+3.21%) Homeowner's exemption	$18,100 (+3.02%) Land $3,000 Building $15,100	$181,000 (+3.02%) Land $30,000 Building $151,000
2024	$1,059.00 (+5.06%) Homeowner's exemption	$17,570 (+4.77%) Land $3,000 Building $14,570	$175,700 (+4.77%) Land $30,000 Building $145,700
2023	$1,008.00 Homeowner's exemption	$16,770 Land $3,000 Building $13,770	$167,700 Land $30,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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