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10647 Pine Needle Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10647 Pine Needle Dr, Fort Pierce, FL 34945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,544 sqft · built 2007
Lot Size1.03 acres (45,041 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Nov 2020)
Tax Bill$5,829 (2024)
Deeds & MortgagesMar 2017 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2321-802-0017-000-6

Property Details

APN / Parcel Number

Primary APN2321-802-0017-000-6
Alternative APN
  • 142333

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,544 sqft Finished Area
1st Floor Area2,544 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area45,041 sqft (1.03 acres)
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area453 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number142333
Street Address10647 PINE NEEDLE DR
CityFORT PIERCE
StateFL
Zip34945-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2.5 - C
Legal DescriptionPINE HOLLOW-UNIT TWO- LOT 15 (1.034 AC)
Legal Range39E
Legal Township35S
Legal Section21
Legal SubdivisionPINE HOLLOW UNIT TWO
Legal Lot Number15 1
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group2
Census Block2088
Census Tract382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10647 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
HARBOR COMMUNITY BANK
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleJul 1, 2016 · Amount on Record
Deed Document Number4785600
Deed Book / Page4514 / 782
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address10647 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039701520
DateMar 8, 2017
Book Page3970/1520
Instrument4284298
Lender
NameHARBOR COMMUNITY BANK
TypeBank
AddressFORT PIERCE, FL 34982
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateNov 30, 2020
Property Address10647 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Document Number0045140782
Book / Page4514 / 782
Map ReferenceMB 38 PG 10
Instrument DateNov 23, 2020
Instrument4785600
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4036 GATOR TRACE RD, 4036, FORT PIERCE, FL 34982-6823

Transferred To (Grantee/Buyer)

NameVerified Name
Address10647 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200

Mortgage

Document Number0004514784
DateNov 30, 2020
Instrument4514/784
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,588 (-35.47%)$592,900 (+10.39%) Land $236,500 Building $356,400
2024$5,829.00 (+2.12%)
2023$5,708.00 (+3.22%) Additional exemption filed$537,100 (+69.17%) Land $206,300 Building $330,800$537,100 (+35.32%) Land $206,300 Building $330,800
2022$5,530.00 Homeowner's exemption$317,487$396,900 Land $128,400 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless · DSL		25 / 3

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