St. Lucie County property record for 10635 Pine Needle Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,355 sqft · built 2003 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jul 2015) |
| Tax Bill | $4,147 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2321-802-0020-000-0 |
| Primary APN | 2321-802-0020-000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,211 sqft |
| 1st Floor Area | 1,621 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,301 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 168 sqft |
| Driveway | Concrete Driveway |
| Porch | Open Porch |
| Porch Area | 856 sqft |
| Patio Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 142336 |
|---|---|
| Street Address | 10635 PINE NEEDLE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2.5 - C |
| Legal Description | PINE HOLLOW-UNIT TWO- LOT 18 (1.017 AC) (OR 3764-2305) |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 21 |
| Legal Subdivision | PINE HOLLOW UNIT TWO |
| Legal Lot Number | 18 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 382202 |
Source: St. Lucie County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10635 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 6, 2015 · Amount on Record |
| Deed Sale | Jul 6, 2015 · Amount on Record |
| Prior Sale | Feb 17, 2000 · Amount on Record |
| Deed Document Number | 20154088402 |
| Deed Book / Page | 3764 / 2305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 10635 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200 |
| Document Number | 0005640731 |
| Book / Page | 5498 / 2592 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20265640731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | POST CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Address | 10635 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200 |
| Document Number | 0005640731, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 5498/2592 |
| Instrument | 20265640731 |
| Name | SEACOAST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 10635 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200 |
| Document Number | 0044440342 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10635 PINE NEEDLE DR FORT PIERCE FL 349452200, FORT PIERCE, FL 34945-2200 |
| Document Number | 0044440342 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 004444/000342 |
| Instrument | 4727772 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 9, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 (+5.09%) Homeowner's exemption | $224,509 (-55.29%) | $535,100 (+6.55%) Land $234,800 Building $300,300 |
| 2024 | $3,946.00 (+2.1%) | ||
| 2023 | $3,865.00 (+6.53%) Additional exemption filed | $502,200 (+144.19%) Land $204,700 Building $297,500 | $502,200 (+34.78%) Land $204,700 Building $297,500 |
| 2022 | $3,628.00 Homeowner's exemption | $205,659 | $372,600 Land $127,600 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
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