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10646 Pine Needle Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10646 Pine Needle Dr, Fort Pierce, FL 34945 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,580 sqft · built 2012
Lot Size1.01 acres (44,344 sqft)
Owner2 Owner Names on File
Last Sale$45,000 (May 2003)
Tax Bill$5,413 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2321-802-0014-000-5

Property Details

APN / Parcel Number

Primary APN2321-802-0014-000-5
Alternative APN
  • 142330

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,580 sqft Finished Area
1st Floor Area2,580 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area44,344 sqft (1.01 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area496 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number142330
Street Address10646 PINE NEEDLE DR
CityFORT PIERCE
StateFL
Zip34945-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE HOLLOW-UNIT TWO- LOT 12 (1.018 AC) (OR 1718-2413)
Legal Range39E
Legal Township35S
Legal Section21
Legal SubdivisionPINE HOLLOW UNIT TWO
Legal Lot Number12 1
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group2
Census Block2088
Census Tract382202

Owner

Source: St. Lucie County records · APN 2321-802-0014-000-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address10646 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2003 · Amount on Record
Deed SaleMay 22, 2003 · Amount on Record
Deed Document Number0171802413
Deed Book / Page01718 / 02413
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address10646 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10646 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200

Mortgage

Document Number0048602828
DateJul 20, 2022
Book Page4860/2828
Instrument5072203
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address10646 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046451191
DateJul 08, 2021
Book Page4645/1191
Instrument4891708
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2041

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address10646 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041680723
DateAug 10, 2018
Book Page4168/0723
Instrument4469024
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 25, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$303,458 (-49.31%)$640,900 (+7.07%) Land $235,000 Building $405,900
2024$5,413.00 (+2.02%)
2023$5,306.00 (+5.3%) Additional exemption filed$598,600 (+115.34%) Land $204,900 Building $393,700$598,600 (+31.1%) Land $204,900 Building $393,700
2022$5,039.00 Homeowner's exemption$277,978$456,600 Land $127,700 Building $328,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 362 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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