10646 Sinclair Dr, Independence, KY 41051 Property Records

Kenton County property record for 10646 Sinclair Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2017
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$197,900 (Sep 2017)
Tax Bill$2,359 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Aug 2017 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN019-00-03-430.00

Property Details

APN / Parcel Number

Primary APN019-00-03-430.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address10646 SINCLAIR DR
CityINDEPENDENCE
StateKY
Zip41051-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 15 LOT 430
Legal SubdivisionGLENHURST
Legal Phase15
Legal Lot Number430
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1011
Census Tract63609

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10646 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MTG
Aug 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 3, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2017 · Amount on Record
Deed SaleSep 7, 2017 · Amount on Record
Deed Document Number201709 07 059 00331
Deed Book / Page3996 / 305
Prior Transfer DateAug 1, 2017
Prior Transfer Doc0000000017
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 7, 2017
Property Address10646 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000331
Book / Page0I3996 / 000305
Instrument DateAug 18, 2017
Instrument331
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10646 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number332
DateSep 7, 2017
Book Page003996/000308
Instrument332
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 6, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 4, 2017
Property Address10646 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000017
Book / Page0I3980 / 000045
Instrument DateAug 1, 2017
Instrument17
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address142 BARNWOOD DR EDGEWOOD KY 410172501, EDGEWOOD, KY 41017-2501

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 4, 2017
Property Address10646 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000317
Book / Page003980 / 000045
Instrument DateAug 1, 2017
Instrument317
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10646 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 3, 2017
Property Address10646 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000046
Book / Page0I3893 / 000225
Instrument DateJul 20, 2016
Instrument46
Transaction TypeTransfer
Record UpdatedMay 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5445 HOGREFFE RD INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,000 (-) Land $45,000 Building $207,000$252,000 (-) Land $45,000 Building $207,000
2025$2,359.00 (+2.61%) Homeowner's exemption$252,000 (+10.24%) Land $45,000 Building $207,000$252,000 (+10.24%) Land $45,000 Building $207,000
2023$2,299.00 Homeowner's exemption$228,600 Land $30,000 Building $198,600$228,600 Land $30,000 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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