10638 Sinclair Dr, Independence, KY 41051 Property Records

Kenton County property record for 10638 Sinclair Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,823 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Oct 2013)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-00-03-427.00`

Property Details

APN / Parcel Number

Primary APN	`019-00-03-427.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,823 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10638 SINCLAIR DR
City	INDEPENDENCE
State	KY
Zip	41051-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENHURST SEC 15 LOT 427
Legal Subdivision	GLENHURST
Legal Phase	15
Legal Lot Number	427
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1011
Census Tract	63609

Owner

10638 Sinclair Dr is owned and occupied by an individual who bought it in October 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10638 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2013 · Amount on File
Deed Sale	Oct 3, 2013 · Amount on File
Prior Sale	Feb 14, 2013 · Amount on File
Deed Document Number	201310 03 059 00121
Deed Book / Page	3352 / 23
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10638 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number	0000000179
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10638 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number	0000000179
Date	Jan 7, 2021
Book Page	00M151/000347
Instrument	179

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10638 Sinclair Dr was $3,344.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,600 (-) Land $45,000 Building $242,600	$287,600 (-) Land $45,000 Building $242,600
2025	$3,344.00	$287,600 Land $45,000 Building $242,600	$287,600 Land $45,000 Building $242,600
2023	$2,594.00	$205,600 Land $30,000 Building $175,600	$205,600 Land $30,000 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10638 Sinclair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10638 Sinclair Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20