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10644 Sinclair Dr, Independence, KY 41051 Property Records

Kenton County property record for 10644 Sinclair Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2017
Lot Size0.69 acres (30,056 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (May 2023)
Tax Bill$3,721 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN019-00-03-429.00

Property Details

APN / Parcel Number

Primary APN019-00-03-429.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area30,056 sqft (0.69 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address10644 SINCLAIR DR
CityINDEPENDENCE
StateKY
Zip41051-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENHURST SEC 15 LOT 429
Legal SubdivisionGLENHURST
Legal Phase15
Legal Lot Number429
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1011
Census Tract63609

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Sep 30, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 2, 2018Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY
Apr 19, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMERICAN MTG SVC
Feb 3, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleSep 30, 2021 · Amount on Record
Deed Document Number2023131
Deed Book / Page229 / 20
Prior Transfer DateAug 3, 2017
Prior Transfer Doc0005900163
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 31, 2023
Property Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0005900131
Book / PageKC 229 / 20
Map ReferenceSL 682-A
Instrument DateMay 31, 2023
Instrument23053105900131
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number0005900132
DateMay 31, 2023
Book PageKCM 465/278
Instrument23053105900132
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 30, 2021
Property Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0005900045
Book / Page121 / 266
Map ReferenceSL 682-A
Instrument DateSep 24, 2021
Instrument21093005900045
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10855 SAWGRASS CT, 10855, UNION, KY 41091-9075

Transferred To (Grantee/Buyer)

NameVerified Name
Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number0005900046
DateSep 30, 2021
Book Page279/380
Instrument21093005900046
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 2, 2018
Property Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000163
Book / Page0I4063 / 000310
Instrument DateAug 3, 2017
Instrument163
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$186.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10644 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 19, 2017
Property Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000010
Book / Page0I3926 / 000325
Instrument DateFeb 24, 2017
Instrument10
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 18, 2017
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10644 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545

Mortgage

Document Number11
DateApr 19, 2017
Book Page0I3926/000327
Instrument11
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 3, 2017
Property Address10644 SINCLAIR DR, INDEPENDENCE, KY 41051-7545
Document Number0000000046
Book / Page0I3893 / 000225
Instrument DateJul 20, 2016
Instrument46
Transaction TypeTransfer
Record UpdatedMay 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5445 HOGREFFE RD INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,000 (-) Land $45,000 Building $275,000$320,000 (-) Land $45,000 Building $275,000
2025$3,721.00 (+3.48%)$320,000 (+12.28%) Land $45,000 Building $275,000$320,000 (+12.28%) Land $45,000 Building $275,000
2023$3,596.00$285,000 Land $30,000 Building $255,000$285,000 Land $30,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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