1057 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1057 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,504 sqft
Lot Size	0.32 acres (13,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Jul 2010)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0054`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0054`
Alternative APNs	`121575` `84569` `51062`

Interior

Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	13,968 sqft (0.32 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	51062
Street Address	1057 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 54
Legal Subdivision	BUSH BOTTOM
Legal Phase	I
Legal Block	I
Legal Lot Number	54
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3003
Census Tract	11101

Owner

Source: Madison County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1057 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Apr 13, 2022	Deed, Transfer
Jul 13, 2010	Warranty Deed, Transfer · USDA Mortgage USDA
Aug 2, 2005	Warranty Deed, Subdivision Related Transfer · ARM EQUIFIRST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	2010445941
Deed Book / Page	658 / 598
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 6, 2022
Property Address	1057 JD CIR, BEREA, KY 40403-9131
Document Number	00D824/211
Book / Page	D824 / 211
Map Reference	CAB 13 SL 194
Instrument Date	May 24, 2022
Instrument	2014094890
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PEPPER DR, BEREA, KY 40403-8037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014094891
Date	Jun 6, 2022
Instrument	2014094891

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 13, 2022
Property Address	1057 JD CIR, BEREA, KY 40403-9131
Document Number	00D821/508
Book / Page	D821 / 508
Map Reference	CAB 13 SL 194
Instrument Date	Mar 21, 2022
Instrument	2014086412
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PEPPER DR, BEREA, KY 40403-8037

July 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 13, 2010
Property Address	1057 JD CIR, BEREA, KY 40403-9131
Document Number	00D658/598
Book / Page	D658 / 598
Map Reference	CAB13 SL194
Instrument Date	Jun 30, 2010
Instrument	445941
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7401 BLACKMON RD, COLUMBUS, GA 31909-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0000445942
Date	Jul 13, 2010
Instrument	445942

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Jun 28, 2043

August 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 2, 2005
Property Address	1057 JD CIR, BEREA, KY 40403-9131
Document Number	0D0593/530
Book / Page	D0593 / 530
Map Reference	CAB13 SL194
Instrument Date	Jul 29, 2005
Instrument	350262
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RT 3 BOX 186, 186, MOUNT VERNON, KY 40456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0000350263
Date	Aug 2, 2005
Instrument	350263

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Aug 2, 2010
Change Frequency	6 Months
Min Rate At Change	7.15%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	13.1%

Mortgage

Document Number	0M1036/499
Date	Aug 2, 2005
Book Page	M1036/499
Instrument	350264

Lender

Name	ROY TODD BULDERS INC
Type	Non-Lending Institution
Address	MOUNT VERNON, KY 40456

Agreement

Amount	Amount Recorded
Term	23 Months
Due	Jun 30, 2007

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00 (-2.8%)	$202,500 (-)	$202,500 (-)
2023	$1,964.00	$202,500	$202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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