10615 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10615 Otter Key Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	4,650 sqft Living Area
Lot Size	6,708 sqft (0.154 acres)
Occupancy	Owner Occupied
Last Sale	$642,200 (2020)
Tax Bill	$10,131.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-37000.2930`
Alternative APNs	`252646E2370002930` `10575751`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	4,650 sqft Living Area
Gross Area	5,950 sqft Gross Area
1st Floor	1,896 sqft 1st Floor
Upper Floors	1,813 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod Style
Exterior Material	Concrete Block Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	6,708 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers
Patio Area	549 sqft Patio
Porch Area	676 sqft Porch
View	Lake View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	10575751
Street Address	10615 OTTER KEY LN
City	ESTERO
State	FL
Zip	33928-4048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TIDEWATER PH 2 AS DESC IN INST# 2016000151991 LOT 293
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	293
Jurisdiction	LEE FL
Minor Civil Division	LEHIGH ACRES
Census Blockgroup	1
Census Block	1005
Census Tract	40118

Owner

Source: Lee County records · APN 26-46-25-E2-37000.2930

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10615 OTTER KEY LN, ESTERO, FL 33928-4048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2020 · Amount on Record
Deed Sale	May 06, 2020 · Amount on Record
Deed Doc Number	2020105773
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 06, 2020
Property Address	10615 OTTER KEY LN, ESTERO, FL 33928-4048
Document Number	0000105773
Map Reference	DOC 2016000151991
Instrument Date	Apr 30, 2020
Instrument	2020000105773
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,495.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101615 OTTER KEY LN, ESTERO, FL 33928

Mortgage

Document Number	0000105774
Date	May 06, 2020
Instrument	2020000105774

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,131.00 (+16.48%)	$697,785 (-4.69%)	$825,356 (+12.73%) Land $96,900 Building $728,456
2023	$8,698.00 (+14.34%)	$732,145 (+23.21%) Land $87,862 Building $644,283	$732,145 (+23.21%) Land $87,862 Building $644,283
2022	$7,607.00	$594,248 Land $77,600 Building $516,648	$594,248 Land $77,600 Building $516,648

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.