Lake County property record for 1063 Osterman Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,886 sqft · built 2015 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,205,000 (Aug 2026) |
| Tax Bill | $28,213 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-208-010 |
| Primary APN | 16-32-208-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 4,756 sqft |
| 1st Floor Area | 1,410 sqft |
| 2nd Floor Area | 1,476 sqft |
| Upper Floors Area | 1,476 sqft |
| Basement Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1063 OSTERMAN AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMANS SUB LOT 43 |
| Legal Subdivision | EDWIN P. OSTERMANS SUB |
| Legal Lot Number | 43 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 864903 |
Source: Lake County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on Record |
| Deed Sale | Aug 17, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Document Number | 20268188654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 17, 2026 |
| Property Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Document Number | 0008188654 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20268188654 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | PROPER TITLE LLC, PROPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182,557.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Document Number | 0008188655, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 20268188655 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | PRECISION TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1515 W 22ND ST 100W, 100W, OAK BROOK, IL 60523-2007 |
| Document Number | 0007943089 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 7943089 |
| Name | EVERGREEN BANK GROUP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Sep 17, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007738506 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 7738506 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007659785 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 7659785 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 26, 2019 |
| Property Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Document Number | 0007579622 |
| Map Reference | DOC 156147 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 7579622 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1063 OSTERMAN AVE, 1063, DEERFIELD, IL 60015-4252 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1063 OSTERMAN AVE, DEERFIELD, IL 60015-4252 |
| Document Number | 0007579623 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 7579623 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,213.00 (+18.29%) | $316,627 (+23.72%) Land $42,774 Building $273,853 | $949,976 (+23.72%) Land $128,335 Building $821,641 |
| 2024 | $23,850.00 (-7.98%) | ||
| 2023 | $25,918.00 (+5.96%) | $255,923 (-8.5%) Land $36,593 Building $219,330 | $767,846 (-8.5%) Land $109,790 Building $658,056 |
| 2022 | $24,460.00 | $279,694 Land $39,304 Building $240,390 | $839,166 Land $117,924 Building $721,242 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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