Lake County property record for 1056 Osterman Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,142 sqft · built 1922 |
| Lot Size | 0.24 acres (10,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Feb 2017) |
| Tax Bill | $12,295 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-201-015 |
| Primary APN | 16-32-201-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,142 sqft Living Area |
| Gross Area | 3,366 sqft |
| 1st Floor Area | 1,224 sqft |
| 2nd Floor Area | 918 sqft |
| Upper Floors Area | 979 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,450 sqft (0.24 acres) |
| Lot Dimensions | 209 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 369 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1056 OSTERMAN AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMANS SUB LOT 30 |
| Legal Subdivision | EDWIN P. OSTERMANS SUB |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 864903 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1056 OSTERMAN AVE, DEERFIELD, IL 60015-4253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC |
| Feb 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Deed Document Number | 20177372876 |
| Prior Transfer Date | Feb 9, 2014 |
| Prior Transfer Doc | 0007084115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1056 OSTERMAN AVE, DEERFIELD, IL 60015-4253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007749194 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 7749194 |
| Name | CHICAGO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 14, 2017 |
| Property Address | 1056 OSTERMAN AVE, DEERFIELD, IL 60015-4253 |
| Document Number | 0007372876 |
| Map Reference | PL J PG22&23 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 7372876 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | FREEDOM TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 OSTERMAN AVE, 1056, DEERFIELD, IL 60015-4253 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1056 OSTERMAN AVE, DEERFIELD, IL 60015-4253 |
| Investor | Possibly a Property Investor |
| Document Number | 0007372877 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 7372877 |
| Name | CHICAGO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,129 (+18.83%) Land $41,861 Building $106,268 | $444,432 (+18.83%) Land $125,596 Building $318,836 | |
| 2024 | $12,295.00 (+21.6%) | ||
| 2023 | $10,111.00 (+6.1%) | $124,658 (+10.53%) Land $38,319 Building $86,339 | $374,011 (+10.54%) Land $114,968 Building $259,043 |
| 2022 | $9,530.00 | $112,777 Land $41,158 Building $71,619 | $338,364 Land $123,486 Building $214,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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