1050 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1050 Osterman Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,560 sqft · built 2008
Lot Size	0.408 acres (17,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,307,000 (Apr 2025)
Tax Bill	$36,638 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-201-028`

Property Details

APN / Parcel Number

Primary APN	`16-32-201-028`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,560 sqft Living Area
Gross Area	7,704 sqft
1st Floor Area	2,202 sqft
2nd Floor Area	2,358 sqft
Upper Floors Area	2,358 sqft
Basement Area	2,202 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,764 sqft (0.408 acres)
Lot Dimensions	209 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1050 OSTERMAN AVE
City	DEERFIELD
State	IL
Zip	60015-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWNERS SUB LOT 14
Legal Subdivision	OWNERS SUB
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3003
Census Tract	864903

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 IVY LN, C, DEERFIELD, IL 60015-2231
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	20258094125
Prior Transfer Date	Nov 18, 2002
Prior Transfer Doc	0005109274
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1050 OSTERMAN AVE, DEERFIELD, IL 60015-4253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007594652
Date	Sep 20, 2019
Instrument	7594652

Lender

Name	GOLD COAST BANK (CHICAGO IL)
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,623 (+14.24%) Land $76,144 Building $359,479	$1,307,000 (+14.24%) Land $228,455 Building $1,078,545
2024	$36,638.00 (+10.31%)
2023	$33,214.00 (+5.87%)	$381,314 (+8.72%) Land $65,142 Building $316,172	$1,144,057 (+8.72%) Land $195,446 Building $948,611
2022	$31,372.00	$350,745 Land $69,968 Building $280,777	$1,052,340 Land $209,925 Building $842,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20