Spotsylvania County property record for 10626 Bent Tree Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,007 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Nov 2023) |
| Tax Bill | $2,467 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23K-1-40 |
| Primary APN | 23K-1-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,007 sqft Finished Area |
| Basement Area | 864 sqft |
| Unfinished Basement | 624 sqft |
| Architectural Style | Bi-Level |
|---|---|
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 74 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10626 BENT TREE DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | CEDARBROOK LOT 40 SEC 1 |
| Legal Subdivision | CEDARBROOK |
| Legal Lot Number | 40 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | COURTLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20304 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10626 BENT TREE DR, FREDERICKSBURG, VA 22407-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Nov 14, 2023 | Warranty Deed, Transfer · Commercial Mortgage EQUITY TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 202315251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 10626 BENT TREE DR, FREDERICKSBURG, VA 22407-1623 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240000476 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 240000476 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Nov 14, 2023 |
| Property Address | 10626 BENT TREE DR, FREDERICKSBURG, VA 22407-1623 |
| Document Number | 0230015251 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 230015251 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | CLEARVIEW TITLE AND STLMNTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10626 BENT TREE DR, FREDERICKSBURG, VA 22407-1623 |
| Document Number | 0230015252 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 230015252 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,467.00 (+23.29%) | $334,600 (+29.04%) Land $160,000 Building $174,600 | |
| 2025 | $334,600 (+29.04%) Land $160,000 Building $174,600 | ||
| 2023 | $2,001.00 | $259,300 Land $115,000 Building $144,300 | $259,300 Land $115,000 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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