10622 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10622 Bent Tree Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,236 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jun 2018)
Tax Bill	$2,574 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23K-2-42`

Property Details

APN / Parcel Number

Primary APN	`23K-2-42`
Alternative APN	`023K 2-42`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,236 sqft Finished Area
Basement Area	1,212 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	98 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10622 BENT TREE DR
City	FREDERICKSBURG
State	VA
Zip	22407-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - RESID
Legal Description	CEDARBROOK LOT 42 SEC 2
Legal Subdivision	CEDARBROOK
Legal Lot Number	42
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	2
Census Block	2012
Census Tract	20304

Owner

Source: Spotsylvania County records · APN 23K-2-42

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10622 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage FIRST HM BK
Feb 13, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20189409
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10622 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210031192
Date	Oct 19, 2021
Instrument	210031192

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 11, 2018
Property Address	10622 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Document Number	201800009409
Instrument Date	Jun 06, 2018
Instrument	9409
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10622 BENT TREE DR FREDERICKSBURG VA 224071623, FREDERICKSBURG, VA 22407-1623

Mortgage

Document Number	201800009410
Date	Jun 11, 2018
Instrument	9410

Lender

Name	FIRST HM BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 13, 2018
Property Address	10622 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Document Number	201800002362
Instrument Date	Feb 12, 2018
Instrument	2362
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 LUDWELL LN STAFFORD VA 225548514, STAFFORD, VA 22554-8514

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,574.00 (+22.05%)	$349,200 (+27.72%) Land $160,000 Building $189,200
2025			$349,200 (+27.72%) Land $160,000 Building $189,200
2023	$2,109.00	$273,400 Land $115,000 Building $158,400	$273,400 Land $115,000 Building $158,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

10622 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Bent Tree Dr

Nearby Streets

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