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10620 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10620 Bent Tree Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Square Footage1,212 sqft Finished Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2009)
Tax Bill$2,495.00 (2026)

Property Details

APN / Parcel Number

Primary APN23K-2-43
Alternative APN
  • 023K 2-43

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,212 sqft Finished Area
Basement Area1,212 sqft Basement
Unfinished Basement289 sqft Unfinished
Stories1 Stories

Exterior

Exterior MaterialMetal Exterior
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.32 acres)
Deck Area168 sqft Deck
Patio Area144 sqft Patio
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address10620 BENT TREE DR
CityFREDERICKSBURG
StateVA
Zip22407-1623
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDARBROOK LOT 43 SEC 2
Legal SubdivisionCEDARBROOK
Legal Lot Number43
JurisdictionSPOTSYLVANIA VA
Minor Civil DivisionCOURTLAND
Census Blockgroup2
Census Block2012
Census Tract20304

Owner

Source: Spotsylvania County records · APN 23K-2-43

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10620 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 01, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMUNITY DEV CORP
Feb 01, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2009 · Amount on Record
Deed SaleDec 22, 2009 · Amount on Record
Prior SaleSep 10, 2009 · Amount on Record
Deed Doc Number200924212
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10620 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220015112
DateJul 20, 2022
Instrument220015112
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2052
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10620 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Document Number201700002020
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 BENT TREE DR FREDERICKSBURG VA 224071623, FREDERICKSBURG, VA 22407-1623

Mortgage

Document Number201700002020
DateFeb 06, 2017
Instrument2020
Lender
NameCOMMUNITY DEV CORP
TypeConstruction/Development Company
AddressRICHMOND, VA 23220
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10620 BENT TREE DR, FREDERICKSBURG, VA 22407-1623
Document Number201700002021
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedJan 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 BENT TREE DR FREDERICKSBURG VA 224071623, FREDERICKSBURG, VA 22407-1623

Mortgage

Document Number201700002021
DateFeb 06, 2017
Instrument2021
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 05, 2047

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,495.00 (+12.59%)$338,400 (+12.09%) Land $160,000 Building $178,400
2025$2,216.00 (+9.06%)$301,900 (+14.62%) Land $135,000 Building $166,900$338,400 (+12.09%) Land $160,000 Building $178,400
2024$301,900 (+14.62%) Land $135,000 Building $166,900
2023$2,032.00$263,400 Land $115,000 Building $148,400$263,400 Land $115,000 Building $148,400

Flood & Wildfire

10620 Bent Tree Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Spotsylvania County (51177C), updated May 10, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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