10623 Pine Cone Dr, Truckee, CA 96161 Property Records

Placer County property record for 10623 Pine Cone Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1978
Lot Size	0.254 acres (11,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2020)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-340-055-000`

Property Details

APN / Parcel Number

Primary APN	`080-340-055-000`
Alternative APN	`080-340-055`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Lot Area	11,074 sqft (0.254 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	080-340-055
Street Address	10623 PINE CONE DR
City	TRUCKEE
State	CA
Zip	96161-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 40 PONDEROSA PALISADES SOUTH #1 MOR BK J PG 89
Legal Subdivision	PONDEROSA PALISADES SOUTH UNIT NO. 1
Legal Lot Number	40
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2040
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10623 PINE CONE DR, TRUCKEE, CA 96161-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Dec 14, 2001 · Amount on Record
Deed Document Number	2020102388
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000077631
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 17, 2020
Property Address	10623 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000102388
Map Reference	MB J PG 89
Instrument Date	Sep 14, 2020
Instrument	2020-0102388
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10623 PINE CONE DR, TRUCKEE, CA 96161-3127

Mortgage

Document Number	0000102389
Date	Sep 17, 2020
Instrument	2020-0102389

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,955 (+2%) Land $220,814 Building $309,141
2025	$5,929.00 (+1.77%)	$519,565 (+4.04%) Land $216,485 Building $303,080
2023	$5,826.00 (+1.52%)	$499,392 Land $208,080 Building $291,312
2022	$5,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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