10604 Pine Cone Dr, Truckee, CA 96161 Property Records

Placer County property record for 10604 Pine Cone Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1978
Lot Size	0.557 acres (24,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Aug 2023)
Tax Bill	$13,283 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`080-340-060-000`

Property Details

APN / Parcel Number

Primary APN	`080-340-060-000`
Alternative APN	`080-340-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,764 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Lot Area	24,267 sqft (0.557 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	080-340-060
Street Address	10604 PINE CONE DR
City	TRUCKEE
State	CA
Zip	96161-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 61 & 1-B PONDEROSA PALISADES U 1
Legal Subdivision	PONDEROSA PALISADES SOUTH UNIT NO. 1
Legal Lot Number	61,1
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2018
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Aug 11, 2023	Correction Deed PLACER TITLE COMPANY
Aug 14, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage JWH FINANCIAL INC
May 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202342970
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	0000035222
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 ROSE ST, LIVERMORE, CA 94550-3650

Mortgage

Document Number	0000008363
Date	Jan 27, 2022
Instrument	2022-0008363

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Aug 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127

Mortgage

Document Number	0000067333
Date	Dec 13, 2023
Instrument	2023-0067333

Lender

Name	PLUMAS BANK
Type	Bank
Address	TRUCKEE, CA 96161

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	PLACER CA
Recording Date	Aug 11, 2023
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000042674
Map Reference	MB J PG 89
Instrument Date	Aug 10, 2023
Instrument	2023-0042674
Record Updated	Aug 28, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11357 DONNER PASS RD STE A, A, TRUCKEE, CA 96161-4964

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 14, 2023
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000042970
Map Reference	MB J PG 89
Instrument Date	Aug 1, 2023
Instrument	2023-0042970
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 17, 2020
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000072996
Map Reference	MB J PG 89
Instrument Date	Jul 15, 2020
Instrument	2020-0072996
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	493 ROSE ST, LIVERMORE, CA 94550-3650

Mortgage

Document Number	0000072997
Date	Jul 17, 2020
Instrument	2020-0072997

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	May 28, 2019
Property Address	10604 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000035222
Instrument Date	Mar 21, 2019
Instrument	35222
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10604 PINE CONE RD TRUCKEE CA 961613130, TRUCKEE, CA 96161-3130

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,248,480 (+2%) Land $260,100 Building $988,380
2025	$13,283.00 (+55.96%) Homeowner's exemption	$1,224,000 (+63.4%) Land $255,000 Building $969,000
2023	$8,517.00 (+1.55%)	$749,088 Land $260,100 Building $488,988
2022	$8,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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