10644 Pine Cone Dr, Truckee, CA 96161 Property Records

Placer County property record for 10644 Pine Cone Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,496 sqft · built 1978
Lot Size	0.314 acres (13,666 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2013)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-340-025-000`

Property Details

APN / Parcel Number

Primary APN	`080-340-025-000`
Alternative APN	`080-340-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,666 sqft (0.314 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	080-340-025
Street Address	10644 PINE CONE DR
City	TRUCKEE
State	CA
Zip	96161-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L 65 PONDEROSA PALISADES S #1
Legal Subdivision	PONDEROSA PALISADES SOUTH UNIT NO. 1
Legal Lot Number	65
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2018
Census Tract	22011

Owner

10644 Pine Cone Dr is owned by two individuals who bought it in March 2013.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43255 NORIA RD, FREMONT, CA 94539-5735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GIANT REALTY INC
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage GIANT REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2013 · Amount on File
Deed Sale	Mar 12, 2013 · Amount on File
Deed Document Number	201324035
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0000049411
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10644 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000021156
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43255 NORIA RD FREMONT CA 945395735, FREMONT, CA 94539-5735

Mortgage

Document Number	0000021156
Date	Mar 10, 2020
Instrument	21156

Lender

Name	GIANT REALTY INC
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10644 PINE CONE DR, TRUCKEE, CA 96161-3127
Document Number	0000045716
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43255 NORIA RD FREMONT CA 945395735, FREMONT, CA 94539-5735

Mortgage

Document Number	0000045716
Date	Jun 27, 2018
Instrument	45716

Lender

Name	GIANT REALTY INC
Address	19400 STEVENS CREEK BLVD # 102, CUPERTINO, CA 95014-2548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10644 Pine Cone Dr was $4,515.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$393,134 (+2%) Land $157,000 Building $236,134
2025	$4,515.00	$385,426 Land $153,922 Building $231,504
2023	$4,437.00 (+1.51%)	$370,461 Land $147,946 Building $222,515
2022	$4,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10644 Pine Cone Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10644 Pine Cone Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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