1062 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1062 Smith Way, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,507 sqft · built 2004
Lot Size0.139 acres (6,050 sqft)
Owner2 Company Names on File
Last Sale$630,000 (Aug 2018)
Tax Bill$8,683 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071-1740-042-0000

Property Details

APN / Parcel Number

Primary APN071-1740-042-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,507 sqft Living Area
1st Floor Area2,278 sqft
2nd Floor Area229 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,050 sqft (0.139 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1062 SMITH WAY
CityFOLSOM
StateCA
Zip95630-7338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-R-1/R-2
Legal DescriptionPARKWAY G2, LOT 74
Legal SubdivisionPARKWAY G2
Legal Lot Number74
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3009
Census Tract8509

Owner

1062 Smith Way is owned by a company that bought it in August 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Company Names on File
Mailing Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESID'L MTG
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESID'L MTG
Aug 15, 2018Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018 · Amount on File
Deed SaleAug 15, 2018 · Amount on File
Prior SaleMay 20, 2005 · Amount on File
Deed Book / Page20180815 / 1307
Prior Transfer DateAug 25, 2006
Prior Transfer Doc0000000157
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1062 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number0000001114
DateAug 25, 2021
Instrument2021082501114
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1062 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number2021082501114
DateAug 25, 2021
Instrument2021082501114
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Document Number2003250725
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1062 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number2003250725
DateMar 25, 2020
Instrument2003250725
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 24, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Document Number1907250709
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1062 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number1907250709
DateJul 25, 2019
Instrument1907250709
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 24, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 15, 2018
Property Address1062 SMITH WAY, FOLSOM, CA 95630-7338
Document Number1808151307
Instrument DateAug 13, 2018
Instrument1808151307
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1062 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number1808151308
DateAug 15, 2018
Instrument1808151308
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1062 Smith Way was $8,683, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$716,825 (+2%) Land $193,427 Building $523,398
2025$8,683.00 (+1.89%) Homeowner's exemption$702,771 Land $189,635 Building $513,136
2024$8,522.00 (+1.54%)
2023$8,393.00 (+1.36%) Homeowner's exemption$675,483 Land $182,272 Building $493,211
2022$8,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1062 Smith Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1062 Smith Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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