1057 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1057 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,507 sqft · built 2004
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Dec 2017)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-1740-009-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	2,278 sqft
2nd Floor Area	229 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1057 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 41
Legal Subdivision	PARKWAY G2
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL MTG SVCS
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage NATIONAL MTG SVCS
Dec 12, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Deed Book / Page	20171212 / 1842
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	12120000001843
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	0000001004
Date	May 28, 2021
Instrument	202105281004

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	5280000001004
Date	May 28, 2021
Book Page	20210528/1004

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2005140820
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1057 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2005140820
Date	May 14, 2020
Instrument	2005140820

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2017
Property Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1712121842
Instrument Date	Nov 30, 2017
Instrument	1712121842
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1057 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1712121844
Date	Dec 12, 2017
Instrument	1712121844

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2017
Property Address	1057 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1712121843
Instrument Date	Nov 30, 2017
Instrument	1712121843
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1057 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,937 (+2%) Land $197,297 Building $481,640
2025	$8,355.00 (+1.87%)	$665,626 (+4.04%) Land $193,429 Building $472,197
2024	$8,202.00 (+1.52%)
2023	$8,079.00 (+1.33%)	$639,781 Land $185,919 Building $453,862
2022	$7,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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