1053 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1053 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,098 sqft · built 2004
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,500 (Jan 2013)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1740-010-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,595 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1053 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 42
Legal Subdivision	PARKWAY G2
Legal Lot Number	42
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1053 SMITH WAY, FOLSOM, CA 95630-7338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2013 · Amount on Record
Deed Sale	Jan 25, 2013 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Book / Page	20130125 / 1487
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0000000831
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1053 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	0000000518
Date	Jun 21, 2021
Instrument	202106210518

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1053 SMITH WAY, FOLSOM, CA 95630-7338
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	6210000000518
Date	Jun 21, 2021
Book Page	20210621/518

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1053 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1706071013
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1053 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1706071013
Date	Jun 7, 2017
Instrument	1706071013

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95853-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,568 (+2%) Land $163,280 Building $450,288
2025	$7,656.00 (+1.85%)	$601,538 (+4.04%) Land $160,079 Building $441,459
2024	$7,517.00 (+1.49%)
2023	$7,407.00 (+1.33%)	$578,181 Land $153,864 Building $424,317
2022	$7,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Smith Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures